Business Capital & Employee Financial Wellness
Batho PrestigeBusiness Division
Empowering African businesses with the capital they need, while supporting employees with responsible, life-enhancing financial solutions.
Business Capital
Funding for growth
Employee Wellness
Payroll-based solutions
Group Protection
Funeral cover benefits
Trusted by 500+ businesses across Africa
Batho Prestige Business Division
Batho Prestige Business Division is the business financial solutions arm of Batho Prestige Finance, established to provide companies with the capital they need while giving their employees access to meaningful, life-improving financial support.
We help businesses grow through accessible, responsible funding — and we strengthen workforces through payroll-based financial wellness solutions and group protection benefits.
Our Commitment
We empower businesses to operate with confidence and ensure that their employees have access to the financial protection and support they deserve.
Complete Financial Solutions
Below is the complete suite of financial solutions offered by Batho Prestige Business Division.
Business Funding Solutions
Flexible Capital for Growing Businesses
We provide fast and accessible business funding to support operations, expansion, and contract fulfilment.
Our Business Funding Includes:
Business Loans
Working capital to fund stock, equipment, expansion, or operational needs.
Purchase Order Finance
Enabling businesses to fulfil confirmed orders and contracts without cashflow strain.
Working Capital Finance
Short-term bridging capital to help stabilise cashflow and maintain business continuity.
Funding Available
Up to R5 Million
Zero Risk to Employer
100% Secure
Payroll Loans
Salary-Linked Employee Loans
A responsible financial wellness solution that allows employees to access affordable credit through payroll-based repayments — with zero financial risk to the employer.
Features
- Quick approval process
- Salary-deducted instalments
- Lower-risk, affordable loan structure
- Transparent, responsible terms
Value for Employers
- Reduces financial stress
- Improves productivity
- Strengthens loyalty and retention
- Enhances employee wellness programs
Group Scheme Funeral Cover
Dignity & Protection for Employees and Their Families
Affordable funeral cover designed specifically for workforces and their dependents.
Benefits
- Covers employees, spouses & children
- No medical exam required
- Fast claims process
- Optional extended family cover
- Easy payroll deduction setup
Employer Advantages
- Strengthens staff welfare
- Enhances your employer brand
- Adds meaningful value to employee benefits
- Supports workforce stability
Family Protection
Full Coverage
Your Trusted Corporate Financial Partner
Fast & Efficient Funding
Streamlined processes tailored for modern businesses.
Responsible & Ethical Lending
Fair, transparent, and people-first.
Support for Businesses & Employees
One partner for business capital + employee wellness solutions.
Reliable Corporate Partnerships
Long-term, trust-driven relationships with employers.
Proven Real-World Impact
Stronger businesses. Stable employees. Healthier workplaces.
Transparent Terms
No hidden fees, clear documentation, honest communication.
How It Works
Fill Out Your Information
Complete our simple online application with your business or partnership details
Upload Required Documents
Submit bank statements, registration docs, and ID through our secure portal
We Review & Process
Our team reviews your application and prepares it for underwriting
Get Approved & Start
Receive approval and start benefiting from our financial solutions
Loan Requirements
Have these documents ready to speed up your application process
Required Documents
Do I Qualify?
Thabo Molefe, Co-founder at TechRetail SA
"The funding process was seamless and transparent. Within 24 hours, we had the capital we needed to restock inventory and scale our operations. It felt like a true growth partnership."
Sarah Khumalo, CEO at Gourmet Catering Co
"Batho Prestige understood our unique challenges as a catering business. Their team guided us through every step, and we secured funding that helped us expand to three new locations."
James Okonkwo, Owner at Urban Styles Boutique
"As a small retailer, traditional banks always turned us away. Batho Prestige saw our potential and provided flexible terms that actually work for a growing business like ours."
Frequently Asked Questions
Get answers to the most common questions about our business solutions
What types of business funding do you offer?
We offer three main types of business funding: Business Loans for working capital and expansion, Purchase Order Finance to help fulfil confirmed orders, and Working Capital Finance for short-term bridging needs. Each is designed to be fast, accessible, and tailored to your business needs.
How do Payroll Loans work for employers?
Payroll Loans are a financial wellness solution for your employees with zero financial risk to you as the employer. Employees access affordable credit, and repayments are conveniently deducted from their salary. This reduces financial stress, improves productivity, and enhances employee retention.
What is included in the Group Scheme Funeral Cover?
Our Group Scheme Funeral Cover includes coverage for employees, their spouses, and children. No medical exam is required, claims are processed quickly, and you can optionally extend coverage to additional family members. Setup is easy through payroll deductions.
How long does the approval process take?
For business funding, the application takes about 10 minutes. Once submitted with all documents, you can expect a decision within 24-48 hours. For employer partnership programs like Payroll Loans and Group Cover, we can have you set up within a week.
Is there any risk to employers for Payroll Loans?
No, there is zero financial risk to the employer. We handle all the credit assessment and risk. The employer simply facilitates salary deductions for loan repayments. It's a valuable employee benefit with no liability to your company.
Ready to Strengthen Your Business
and Empower Your Workforce?
Let us help you access capital, stabilise operations, and support your workforce with meaningful financial benefits.
Start Your Journey Today