Employee Payroll Loans
(No Salary Advances Required)
Short-term personal loans issued directly to employees and repaid via payroll deduction — without the employer advancing salaries.
Important Notice
All employee payroll loans are subject to affordability assessments and employer onboarding requirements.
The employer does not fund or advance salaries. All loan capital is provided by Batho Prestige directly to your employees. Your role is limited to facilitating the payroll deduction process, making this a zero-impact solution for your business operations.
How Employee Loans Work
A simple, transparent process that supports your employees' financial wellness without impacting your business operations
Employees Apply for a Loan
Your employees submit loan applications directly through our secure platform. The process is quick, simple, and completely confidential.
Assessment & Loan Issuance
Batho Prestige evaluates each application and issues approved loans directly to your employees. All funding comes from us — not from your business.
Salary Deduction
Repayments are automatically deducted from the employee's salary each pay period. This is handled seamlessly through your payroll system.
No Employer Funding Required
As the employer, you do not fund or advance salaries. Batho Prestige provides all capital, while you simply facilitate the payroll deduction process.
Who This Is For
Our employee loan solutions are designed for forward-thinking businesses committed to supporting their workforce
SMEs & Mid-Sized Companies
Small to medium enterprises looking to offer financial wellness benefits to employees without impacting cash flow
Contract-Based Businesses
Companies that employ both permanent and contract staff, seeking a flexible solution that works for all employment types
Employers with Staff
Organisations with permanent or contract employees who want to provide structured financial support through salary-linked loans
Key Benefits
A win-win solution that supports your employees' financial wellness while protecting your business operations
For Employers
- No salary advances required — all capital comes from Batho Prestige
- No cash outlay — zero impact on your business cash flow
- Simple payroll deduction process — easy to implement and manage
For Employees
- Access to structured personal loans — professional financial solutions
- Predictable repayments — manageable deductions aligned with your salary cycle
- No need to borrow from your employer — maintains professional boundaries
All employee payroll loans are subject to affordability assessments and employer onboarding requirements.
Ready to Offer Employee Payroll Loans?
Join forward-thinking employers across South Africa who trust Batho Prestige to provide financial wellness solutions for their employees — without any impact on business cash flow.